Loan Payment Calculator
Free Canadian loan payment calculator. Enter an amount, rate and term to see your monthly payment, total interest and total repaid. Runs in your browser.
Ouvrir le calculateur →Calculateurs de pret gratuits
Tous les calculateurs s'executent entierement dans votre navigateur. Rien de ce que vous saisissez n'est envoye a un serveur. Les formules sont documentees sur chaque page afin que vous puissiez verifier les calculs vous-meme.
Loan Total Cost Calculator
Work out the total cost of credit on a Canadian loan: interest plus fees. See the total repaid and the cost as a percentage of the amount borrowed.
Ouvrir le calculateur →APR Calculator
Convert a quoted interest rate plus fees into a true annual percentage rate. See how fees raise the real cost of a Canadian loan.
Ouvrir le calculateur →Payday Loan Cost Calculator
See what a payday loan costs under the federal $14 per $100 cap. Calculate the cost of borrowing, total repayment and effective APR for any term.
Ouvrir le calculateur →Bi-Weekly vs Monthly Calculator
Compare accelerated bi-weekly payments with monthly payments. See the interest saved and the time taken off your loan or mortgage.
Ouvrir le calculateur →Car Loan Calculator
Calculate your Canadian car loan payment from the vehicle price, down payment, trade-in, rate and term. See total interest and loan-to-value.
Ouvrir le calculateur →Business Loan Calculator
Calculate the monthly repayment and total interest on a Canadian business loan or working capital facility, including annual debt service.
Ouvrir le calculateur →Debt Consolidation Calculator
Compare the interest you pay on your current debts with a consolidation loan. See the estimated interest saved and the new monthly payment.
Ouvrir le calculateur →Credit Utilization Calculator
Calculate your credit utilization ratio and see how much you need to pay down to reach 30% or 10% utilization on your revolving credit.
Ouvrir le calculateur →Mortgage Payment Calculator
Calculate your Canadian mortgage payment from the home price, down payment, rate and amortization. See total interest and total repaid.
Ouvrir le calculateur →Mortgage Affordability Calculator
Estimate the maximum home price you may qualify for using the federal stress test and common GDS and TDS guidelines.
Ouvrir le calculateur →HELOC Calculator
Estimate the home equity available to you and how much room a home equity line of credit may provide at common loan-to-value limits.
Ouvrir le calculateur →Extra Payment Calculator
See how much interest you save and how much sooner you clear a loan or mortgage by paying extra each month. Free Canadian calculator, runs in your browser.
Ouvrir le calculateur →Loan Comparison Calculator
Compare two loan offers side by side on total cost of credit, monthly payment and APR. Free Canadian calculator that runs entirely in your browser.
Ouvrir le calculateur →Debt Payoff Calculator
Work out how long it takes to clear a debt and what it costs in interest at your current payment. Free Canadian calculator, nothing is sent to a server.
Ouvrir le calculateur →Car Loan Affordability Calculator
Work out how much car you can afford based on your income, existing debts and down payment. Free Canadian auto financing calculator.
Ouvrir le calculateur →Les libelles des calculateurs sont en anglais, mais les calculs sont identiques et les resultats sont en dollars canadiens.
Renseignements juridiques importants
Promissory.ca n'est pas un preteur, une banque, un courtier hypothecaire ni un conseiller en credit. Nous ne prenons aucune decision de credit et nous ne facturons aucun frais pour l'utilisation de ce service.
Le fait de soumettre une demande ne garantit pas l'approbation. Les taux et les conditions sont fixes et approuves uniquement par le preteur.
Les taux, les frais et les montants varient selon le preteur, la province, le type de pret et votre dossier de credit.
Les preteurs peuvent verifier votre dossier de credit aupres d'Equifax ou de TransUnion. Une verification peut avoir un effet sur votre cote de credit.
Vous n'etes jamais oblige d'accepter une offre. Lisez chaque contrat attentivement avant de signer.
Empruntez uniquement ce que vous pouvez raisonnablement rembourser. Les retards de paiement peuvent entrainer des frais, des activites de recouvrement et une inscription negative a votre dossier de credit.
Nous traitons les renseignements personnels conformement a la Loi sur la protection des renseignements personnels et les documents electroniques (LPRPDE).
En cas de difficultes financieres, communiquez avec un service de counseling en credit sans but lucratif ou un syndic autorise en insolvabilite avant d'emprunter davantage.