Privacy policy

This policy describes how Promissory.ca handles personal information. We handle personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA).

Information we collect

  • Information you provide voluntarily, such as your email address when you contact us.
  • Analytics information such as pages visited, approximate location and device type, collected in aggregate.

How we use information

  • To respond to your enquiries and corrections.
  • To understand which content is useful and improve the site.
  • To measure the performance of partner referrals.

Cookies and analytics

We use Google Analytics to understand aggregate site usage. You can block cookies in your browser settings. Blocking cookies does not prevent you from using the calculators or reading our content.

Disclosure to partners

When you click a partner link or submit an application, you are providing information directly to that partner, and their privacy policy applies. Promissory.ca does not control how a partner handles your information.

Consent and withdrawal

You may withdraw consent to marketing contact at any time by contacting the sender directly. To request access to, or correction of, information we hold about you, contact us at [email protected].

Retention and safeguards

We retain personal information only as long as necessary for the purposes described here, and we use reasonable safeguards to protect it.

Contact

Privacy enquiries: [email protected]

Your rights under PIPEDA

  • You have the right to know why your personal information is being collected and how it will be used.
  • You have the right to access the personal information we hold about you.
  • You have the right to request correction of inaccurate information.
  • You have the right to withdraw consent, subject to legal and contractual restrictions.

Sharing with service providers

We may use third-party service providers for hosting, analytics and security. These providers process information on our behalf and are expected to apply appropriate safeguards. We do not sell your personal information to third parties.

International transfers

Some service providers may store or process information outside Canada. Where that happens, the information may be subject to the laws of the country in which it is stored.

Breach notification

If we become aware of a breach of security safeguards involving personal information under our control that creates a real risk of significant harm, we will notify affected individuals and the Office of the Privacy Commissioner of Canada as required by PIPEDA.

Changes to this policy

We may update this policy. The date at the top of this page shows when it was last revised. Continued use of the site after a change means you accept the revised policy.