Terms of use

By using Promissory.ca you agree to these terms.

Information only

The content on this site is general information. It is not financial, legal, tax or credit advice and does not take your personal circumstances into account. You should consult a qualified professional before making a financial decision.

No lending relationship

Promissory.ca is not a lender, bank, mortgage broker or credit counsellor. We do not make lending decisions. Any loan you obtain is between you and the lender, on the lender's terms.

Third-party links

We link to lending partners and to official sources. We are not responsible for the content, products or privacy practices of third-party websites.

Calculators

Our calculators produce estimates based on the inputs you provide and the formulas documented on each page. They are not an offer of credit and do not guarantee any rate or approval. Always confirm figures with the lender.

Accuracy

We take care to publish accurate, sourced information and to date each page. Rules and rates change. We do not warrant that every figure is current, and you should verify with the official source before relying on it.

Intellectual property

Content on this site is owned by Promissory.ca unless otherwise stated. You may not reproduce it for commercial purposes without permission.